Products and Services

• Money Market Savings - Earn a higher interest rate than a regular savings account, with the added benefit of maintaining the liquidity and flexibility of a checking account. Our competitive Money Market Savings Account gives you unlimited access to withdrawals at ATMs or in person at preferred banking offices.
• Passbook Savings - A savings account for the serious saver. Passbook accounts offer highly competitive interest rates at a higher yield than Money Market accounts.
• Certificates of Deposit - First Republic Certificates of Deposit provide multiple terms and options to meet your financial goals within your timeframe.
• Free Traditional, Roth and SEP IRAs - First Republic Bank now offers a choice of IRA accounts, each with tax-advantage features which allow you to make the most on your investments.
• Free Online Banking - With First Republic Banking Online, there are no fees charged or minimum balance requirements to access your bank-related accounts online. And best of all, there is no additional software required – all you need is a computer with Internet access.
• Free Online Bill Pay - Pay anyone, anytime, anywhere in the United States with First Republic Online Bill Pay for FREE!
• Foreign Exchange - Our services can help you stabilize the price of foreign currency in an unstable market, and our level of service will give you the piece of mind to focus your efforts on your daily business.

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• Eagle One (24-hour) Loans - Our Eagle One business loans give you one-day response and quick access to funds to provide your company with working capital it requires.
• Not-for-profit Lending - First Republic Bank offers specialized loans to non-profit organizations to help finance growth, renovations or improvements.
• Owner-occupied Commercial Real Estate Loans - First Republic Bank offers a variety of real estate purchase and refinance solutions.
• SBA Loans - Grow your business with a loan backed by the U.S. Small Business Administration.
• American Express - With American Express Business Cards, you can save money on purchases through the OPEN Savings® program, plus save time tracking expenses and controlling employee spending with online account management and reports.
• Partner Capital Lines - Get a loan to assist a partner's purchase of an interest in the business.
• Stand-by Letters of Credit - An easy and convenient way to assure financial and performance obligations under a business contract.
• Foreign Currency - Wherever you travel, go prepared. You can purchase banknotes in more than 50 foreign currencies.
• Foreign Exchange - Whatever you are doing that involves a foreign currency, be it buying or selling a home overseas, paying your foreign suppliers or acquiring a company in a foreign country, we can assist you.
• Aircraft and Yacht Financing - Our finance specialists will guide you through the process of acquiring an aircraft or yacht, and will provide comprehensive financial services tailored very specifically to your company's needs.
• Business Analyzed Checking - An ideal checking account for businesses with active monthly transaction needs. You can offset activity fees associated with additional services like Internet or PC-based cash management, couriers and armored car service with credits earned based on balances.
• Business Money Market Account - Maximize the return on your business excess funds with a high-interest earning account that also offers liquidity and safety.
• Attorney Trust Accounts (IOLTA) - Safeguard your clients' funds with an Attorney Trust Account.
• Investment Fund Lending - Bridge financing of capital calls of the Fund's limited partners.
• Not-for-profit Checking - An account solely for non-profit organizations that combines the benefits of both a checking and money market account.
• Armored Car / Cash Services - Secure, direct delivery of your deposits to First Republic Bank.
• Multi-Client Management Accounts - For businesses that manage the financial accounts of many different clients, we've designed an account that dramatically simplifies your bookkeeping and makes tax reporting more efficient by consolidating all your individual client accounts under one umbrella.
• Custody and Business Escrow Services - In our role as custodian, we assist our clients by collecting income payments, disbursing funds, settling trades, transferring funds and maintaining records. We can also assist you in purchasing or selling a business or funding an investment partnership in our role as Escrow Agent for business escrows.
• Free Business On-Site ATM - Would you like to offer your employees a benefit that will save them time and money? Install a First Republic Bank ATM in your offices at absolutely no cost to you.
• Remote Deposit Services - Find out how your business can capitalize on the benefits of making check deposits electronically without leaving the office.
• Lockbox Services Nationwide - Utilize our Lockbox Services and free your staff from the tedious task of sorting, opening, extracting and entering payment information.
• Merchant Card Services - Increase sales by accepting debit and credit card payments.
• Corporate and Business Online - With First Republic's Internet cash management solution, you can obtain secure access to your corporate accounts 24 hours a day, seven days a week.
• Real Time Check Imaging - Receive check images and benefit from simplified record-keeping and reduced storage requirements for cancelled checks.
• Wire Services - Send same day or future-dated domestic and international wires, plus access detailed information online for both incoming and outgoing wires.
• Venture Capital and Private Equity - Our extensive experience addressing the unique requirements of venture capital and private equity means that we can be creative in our solutions to help you better accomplish your goals.

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• Bridge Loans - If you own a home and are in the process of buying a new one, First Republic can help you make a down payment on your new house while you are waiting to sell your existing one.
• Vacation Home Mortgages - When you’re ready to purchase your dream vacation home, First Republic offers a variety of financing solutions to help you turn the dream into reality.
• Home Equity Lines of Credit - Use the equity you’ve built in your home for a line of credit to use in any way you'd like - perhaps for renovation, investment opportunities, or financing tuition.
• All-in-one, Construction-to-Permanent Loans - Whether building a new home or doing a major remodel, we simplify your project with our All-in-One Construction Loan, with only one loan closing and one set of closing costs.

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• Unsecured Loans - For clients with ample liquidity, consider an Unsecured Loan with First Republic Bank.
• Overdraft Lines of Credit - Protect yourself from overdraft charges with an Overdraft Line of Credit.
• Stand-by Letters of Credit - An easy and convenient way for an individual to assure financial and performance obligations.
• Partner Capital Lines - Get a loan to assist a partner's purchase of an interest in the business.
• Aircraft and Yacht Financing - Our finance specialists will guide you through the process of acquiring an aircraft or yacht, and will provide comprehensive financial services tailored very specifically to your needs.

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• Estate Settlement / Executor Services - Whether you are looking for someone to serve as the executor of your estate or have been named as the executor of someone else's estate, First Republic Trust Company can help.
• Custody Services - In our role as custodian, we assist our clients by collecting income payments, disbursing funds, settling trades, transferring funds and maintaining records.
• Business Escrow Services - First Republic Trust Company can assist you in purchasing or selling a business or funding an investment partnership in our role as Escrow Agent for business escrows.

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• Money Market Mutual Funds - Meet your financial goals with one of our money market mutual funds. We offer a wide range of choices, from fully taxable to double tax exempt funds for specific states.
• Treasury Bills and Bonds; Agency Discount Notes; Commercial Paper - First Republic Securities offers these types of short-term securities to meet a client's short-term cash management needs.
• Municipal Notes / Bonds - Consider Municipal Notes/Bonds if you are looking for a longer-term investment, as well as federal and state tax-free interest income.
• Corporate Bonds - Consider Corporate Bonds if you are looking for less risk and a set rate of return on your investment.
• Structured Products - These offer the appreciation potential of growth assets such as stock, but often limit the risk of principal loss.
• Margin Loans - Obtain margin loans or stock-secured loans at competitive rates.
• Employee Stock Option Transactions - First Republic Securities can assist clients who wish to exercise their employee stock options without funding the transaction independently.
• 10b5-1 Plans for Corporate Executives - Minimize any risk of insider trading liability with a 10b5-1 Plan.
• Hedging Strategies for Concentrated Stock Positions - Protect your stock value and generate liquidity without having to sell the underlying shares.
• Online Brokerage - Perform market analysis, obtain real-time stock quotes, check portfolio balances and transaction history, and trade securities from any location with an Internet connection.
• Donor Advised Funds - An easy-to-establish, low-cost, flexible vehicle for charitable giving.

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• Net Worth Manager consolidates data from multiple accounts in a single location regardless of where they are held.

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