HOME > Lending > Residential > Refinancing
Your home refinancing expert
A First Republic professional can assist you in evaluating your refinancing options.
Refinancing may be for you if you want to:
- Reduce interest expenses and lower monthly payments
- Shorten a loan term and payoff your loan faster
- Switch between a fixed rate and an adjustable rate loan
- Consolidate debt
- Add or remove a borrower from your mortgage
Quick Links
Step by Step Guide
- 1. Am I better off refinancing?
- 2. Where can I borrow?
- 3. My application checklist
- 4. What will my refinancing costs be?
- 5. Should I pay points to lower the rate?
- 6. How much will my payments be? (Amortization calculator)
- 7. Let's
discuss specifics
(opens new window) - 8. Download forms
- 9. Complete and mail forms
