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Application checklist
You will need to provide the following if you and/or your co-borrower are:
A salaried employee
- Two years federal tax returns; three years if loan is over $500,000
- Recent paystubs
Self-employed
- Three years federal tax returns
- Most recent company Profit & Loss Statement and Balance Sheet
A general partner (over 25% interest)
- K-1s and federal general partnership tax returns
A limited partner
- K-1s
Incorporated
- Three years federal corporate tax returns
- Most recent company Profit & Loss Statement and Balance Sheet
All applicants
- Most recent bank and brokerage statements of assets (including retirement assets)
Step by Step Guide
- 1. Am I better off refinancing?
- 2. Where can I borrow?
- 3. My application checklist
- 4. What will my refinancing costs be?
- 5. Should I pay points to lower the rate?
- 6. How much will my payments be? (Amortization calculator)
- 7. Let's discuss specifics
(opens new window) - 8. Download forms
- 9. Complete and mail forms
