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Liquid Certificate of Deposit
The best of both worlds
Earn competitive interest rates for a guaranteed length of time. You still have the ability to withdraw money without penalty when you need it, as often as every seven calendar days.
This is the right account for you if you want to earn fixed higher interest but still want liquidity
- Guaranteed interest rates for a fixed length of time
- Ability to make penalty-free withdrawals every seven calendar days
Features
- Minimum opening balance: $10,000 up to a maximum initial deposit of $500,000
- A minimum average balance of $10,000 must be maintained or account may be closed or transferred to another account type
- Limited withdrawals*
- Certificates will automatically renew at the end of the term
- Liquid CDs cannot be opened in connection with an IRA
- FDIC insured to legal maximum
*Withdrawals must be made in person at a Preferred Banking Office and must be at least seven calendar days apart or early withdrawal penalties apply.
Account Disclosure (PDF)
Schedule of Fees (PDF)
Equal Housing Lender