1993-1994

1994

First Republic Savings Bank opens to provide full lending and FDIC-Insured savings in the Las Vegas area
Introduced Saturday hours at several branches and check writing money market accounts for added customer convenience
Northridge earthquake strikes Los Angeles area on January 17th, causing property damage and having a significant adverse impact on the Company's multifamily loan portfolio
Video teleconferencing installed for internal purposes; expands to realtor network

Loan originations exceed $945 million
Net income reached $12.4 million
Opened two new urban branches in the Richmond and Chinatown Districts to serve San Francisco neighborhoods